By working closely with you to learn and understand your business, your LCNB Banker can help you reach your goals with a holistic banking plan made for you to succeed.
Meet your bankerOur Capabilities
Even as a community bank, we have the same tools as larger banks. Our capabilities span from extensive Cash Management to dynamic loans so you can spend less time banking and more time doing.
Going Further Together
Instead of offering you one-size-fits-all solutions, our local bankers will work closely with you to determine what makes sense for your business. Our business products suite comprises banking, borrowing, and treasury services, each customized to your needs. Connect with one of our bankers today to learn how we can go further together.
Get the working capital you need to keep business moving in the right direction.
Our business bankers are ready to tailor a custom lending solution to meet your needs. Choose from a traditional loan or a revolving line of credit for a more flexible option.*
Explore Lending Options +*All loans are subject to credit approval.
We want to make running your business less complicated with products and services optimized for your success.
Optimize your payments and processes so that your money works as hard as you do. This online tool takes the headache out of account reconciliation, deposit processing, paying your taxes, and electronic payments.
Learn more +Expand your payment acceptance options and earn more revenue. Our point-of-sale systems allow you to accept payment in almost any form, over practically any device — even online cards and digital wallets.
Learn More +Safely access your accounts through your desktop and mobile devices. With LCNB eBanking, you can pay all of your bills online, review statements and payment statuses, deposit a check, and more.*
Learn More +* Mobile Internet data and text message charges may apply. Please contact your mobile service provider for details. Subject to Online Banking Terms and Conditions.
Small Business Checking
Our Small Business Checking is designed to power your daily spending.
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$500 average balance to avoid fees
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200 free transactions per month
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Access to Online and Mobile Banking Tools
Corporate Checking
For businesses with higher volumes of cash and monthly transactions.
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$10,000 average balance to avoid fees
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350 free transactions per month
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Cash Management Services
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Access to Online and Mobile Banking Tools
Interest Bearing Checking
Earn interest and avoid fees when you maintain a balance of $50,000 or more.
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250 free transactions per month
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Cash Management Services
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Access to Online and Mobile Banking Tools
Non-Profit Checking
These accounts are made for nonprofits.
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$500 average balance to avoid fees
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200 free transactions per month
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Cash Management Services
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Access to Online and Mobile Banking Tools
*All loans are subject to credit approval.
Upgrade your new or existing property with our competitive real estate lending. Perfect for owner-occupied and investment real estate, our financing and refinancing options offer flexible repayment terms.
Get quick, local decisions on Investment Real Estate Loans, Conventional, and SBA Financing throughout the Dayton, Cincinnati, and Columbus, OH areas. For more information, consult with an LCNB banker.*
Explore CRE Financing +*All loans are subject to credit approval.
“You don’t want to partner with a bank that doesn’t understand the risk. LCNB goes the extra mile to do their due diligence.”
You're already an expert at what you do. Help us understand what you need and our financial experts will work to determine the best way to make it happen.
Whether you need to finance a construction project, update your equipment, manage your cash flow, or simply gain access to life-giving capital, we make running your business less complicated, so you can keep breaking boundaries.
LCNB National Bank NMLS# 403521. All loans are subject to credit approval.
*Online and mobile banking services are subject to data provider fees and additional terms, conditions, and fees.