Where do you see
yourself in five years?
Whether you will be starting out, looking to upgrade, or ready to downsize, the Ohio Homebuyer Plus program may be the right savings account for you.
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What is Ohio Homebuyer Plus?
The Ohio Homebuyer Plus program provides specialized, tax-advantaged savings accounts to assist Ohioans on their homebuying journey. Individuals who open an account will have access to above-market interest rates and may also qualify for certain Ohio state income tax deductions**. Click here for a full list of frequently asked questions related to the Ohio Homebuyer Plus program.
LCNB National Bank's Ohio
Homebuyer Plus Benefits
- 6.00% APY* on balances up to maximum of $100,000
- No monthly maintenance fee
- $500 minimum deposit to open and minimum balance
- Increase your savings for up to 5 years with additional contributions and earned interest
Ohio Homebuyer Plus Requirements
To qualify for an Ohio Homebuyer Plus savings account, you must do all of the following:
- Be an Ohio resident at least 18 years of age
- Have your primary residence located in the State of Ohio
- Only use the account proceeds towards the down payment or closing costs of a home purchase in Ohio
- Participants must review and agree to the terms of the program before the account is opened, which can be found here.
How Do I Get Started?
Make sure to review and agree to the terms of the program. Once you've done that, please stop by your closest LCNB branch and one of our associates would be happy to assist you. Click here to find an LCNB branch near you.
If you have questions or concerns, please reach out to our Client Care Team at (800) 344-2265.
*APY = Annual Percentage Yield. Accurate as of 04/01/2025. This is a variable rate account and the rate is subject to change without notice, at any time. You must maintain a minimum average daily balance of $500.00 in the account. The account cannot exceed $100,000.00 and the funds must be used with five (5) years of account opening. See account disclosure for details.
**Consult a tax advisor for additional details.