Personal Savings Accounts
Each Savings account gives you access to CD bonus rates on non-promotional CD rates. Kasasa Saver and its qualifying checking accounts have access to ATM refunds up to $25 per month.
Kasasa Saver
| Benefits of our Kasasa Saver Account |
|
|---|---|
| Earns Interest |
|
| Minimum to Open | $50 |
| Minimum Monthly Balance | $0 |
| Monthly Service Charge | $0 |
| Requirement |
You must have one of the following checking accounts to qualify for Kasasa Saver:
|
| Automatic Savings | Links to free Kasasa Cash or Kasasa Cash Back checking to make saving simple |
| Easy Qualifications to Earn Rewards | Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle + :
|
| Online Banking, Mobile Banking & BankLine | Free |
| + Qualification Cycle | “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. |
| Notes & Disclosures |
|
*APY = Annual Percentage Yield
Statement Savings
| Benefits of our Statement Savings Account |
|
|---|---|
| Earns Interest | Yes |
| Minimum to Open | $50 |
| Minimum Average Balance to waive service charge | $100 |
| Monthly service charge if balance drops below minimum | $3 |
| Monthly Statement | Free eStatement (Paper Statement $2.75 per month) |
| Online Banking, Mobile Banking & BankLine | Free |
| Notes & Disclosures |
View Notes and Disclosures Here |
UTMA Savings
| Benefits of our UTMA Savings Account |
|
|---|---|
| Earns Interest | Yes |
| Minimum to Open |
$10 |
| Minimum Average Balance to waive service charge | $0 |
|
Monthly service charge if balance below minimum
|
$0
NOTE: Once the child turns eighteen (18) years of age, this account will be charged the appropriate fees for a Statement Savings Account. |
| Monthly Statement | Free |
| Online Banking, Mobile Banking & BankLine | Free |
| Notes & Disclosures |
View Notes and Disclosures Here |
Money Market
| Benefits of our Money Market Account |
|
|---|---|
| Earns Interest | When conditions are met. (Refer to Additional account details) |
| Minimum to Open | $50 |
| Minimum Average Balance to waive service charge | $1000 |
| Monthly service charge if balance below minimum | $5 |
| Additional account details | Money Market is a tiered rate account, please stop by your local LCNB office or give us a call at (800) 344-2265 for balance and rate details. |
| Monthly Statement | Free eStatement (Paper Statement $2.75 per month) |
| Online Banking, Mobile Banking & BankLine | Free |
| Notes & Disclosures |
View Notes and Disclosures Here |
Club Accounts
| Benefits of our Club Accounts |
|
|---|---|
| Earns Interest | Yes |
| Minimum to Open | $1 |
| Minimum Average Balance to waive service charge | $0 |
| Monthly service charge if balance below minimum | $0 |
| In person withdrawals per month | N/A |
| Notes & Disclosures |
View Notes and Disclosures Here |
LCNB Financial Learning Center
Learn how to be more financially prepared in the years ahead.