You’ve been looking for a reason to switch banks.
We have checking accounts that reward you, tools to help you manage your money on the go, and a banker who will be there every step of the way.
Open an Account +You can do so much more with the right bank.
LCNB has the tools you need to manage your money and experienced bankers ready to help when you need it. Our accounts are designed to help you reach your goals and reward your progress along the way.
Open an Account +LCNB Simply Checking
No minimum balance, no maintenance fees
Open Online Now +- Eligibility for bonus CD rates.
- Up to 0.25% APY* discount on personal loans with direct deposit.
Kasasa Cash
Earn 4.00% APY* on balances up to $25,000 when qualifications are met
- Perfect if you keep a high monthly balance.
- Works great for receiving direct deposit or disbursements.
Kasasa Cash Back
3.00% cash back on debit card purchases for up to $250 in total purchases
- Earns the most if you make a lot of purchases.
- Rewards you for paying bills with your debit card.
5.00% APY*
Earn 5.00% APY* with a 7 month CD.
Minimum balance of $1,000 required.
5.00% APY*
Earn 5.00% APY* with a 15 month CD.
Minimum balance of $1,000 required.
*APY = Annual Percentage Yield
Annual Percentage Yield is effective as of January 16, 2024. The Annual Percentage Yields assume interest remains on deposit until maturity. A withdrawal will reduce earnings. All Interest Rates and Annual Percentage Yields, except the Variable IRA Rate, are determined by this institution and are not tied to any index. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest will begin to accrue on the business date on which the deposit is made. Certificates subject to penalty for early withdrawal. Advertised rates are subject to change. Contact LCNB National Bank at 800.344.2265 with any questions.